refund. If they refunded it to the debit card, then it could take about 7 days for the refund to show in your bank account. Consider a message like this one: “I am totally unsatisfied with this item, and I demand my money back immediately. Since you're required to have an automatic payment method on file, be sure you aren't making a duplicate payment when you make a one-time payment for your fees. But I paid by making a one time credit card payment. eBay has gone to the trouble of creating programs like the buyer protection program that mediates disputes with sellers to try to avoid such situations. Is it ok to go ahead and accept and close the case once it is showing on Paypal or do I need to wait til the money is back on my card? Since you're required to have an automatic payment method on file, be sure you aren't making a duplicate payment when you make a one-time payment for your fees. The card probably has a "cycle" meaning that the issuer doesn't show the credit for 30 days. Before you ask for a refund on your credit card purchase, find out everything you should know ahead of time so there aren't any surprises. The only reason I can think of for paypal holding a refund is if the seller has sent the refund in the form of a payment from their bank account and it has not cleared to paypal. Tags (4) Tags: credit card. What are the other factors to consider when requesting a credit card refund? It has to be processed. How Credit Card Refunds Work When you make a purchase and pay with your credit card, you don't actually pay money to the merchant. To receive a Final Value Fee credit to your seller's account, you need to open and close a case in our Resolution Centre. As such I have no PayPal login. Just be sure to make your payment at least 5 days before the due date. Let's take some scenario: Scenario 1: Your credit card has been debited and then transaction failed just before confirmation from the merchant. The card associations do not allow us to enable credit card-funded refunds. Once a refund is initiated on eBay, you'll receive an email from Afterpay with details of your refund or changes to your payment plan. I would be ringing paypal and pointing out that it is a refund, not a payment to you for ebay items sent. Note: For managed payments transactions where eBay performed currency conversion and a refund is issued within 120 days of the original transaction, the exchange rate used at the time of the original transaction will apply. How long does it take for refund to be reflected on my Credit Card? Although now that PP has moved to a 180 days deadline, the card is less important. Go to the Financial Information section, and select Edit next to the credit or debit card you want to change under Checkout saved payment methods. Well, as an Ebay buyer and seller, I … The remaining amount is refunded to your PayPal account balance. Credit Card Refund Times Vary by Merchant. Updating a saved credit or debit card. I have a debit card attached I can pay with, but Paypal's asking me to confirm my bank account. Don’t make the mistake of beginning your refund, return, or exchange request with threats. For example, if you used a credit card or debit card to pay through PayPal, your refund could take up to 30 days. On ebay there are two options.. pay seller direct to their credit card merchant account or process a credit card payment through PayPal as a guest. Depending on how you close the case, you may receive a Final Value Fee credit. Rack up points on every purchase ‡. Direct ..seller would issue a refund to your card. When I try and request a refund eBay says I have PayPal protection and to log into PayPal. If you receive a defective product, please contact us to resolve the issue. eBay Money Back Guarantee covers other electronic payment methods as well, when they are used in eBay Checkout, including ProPay, Skrill, Bill Me Later, credit card, and debit card. Making a deposit or a down payment is a normal part of purchasing a vehicle, motorcycle, or even a boat. If you used a credit/debit card to make the purchase then that is how you will receive the refund, it will not show as an available balance in your paypal account. You can use the card over the balance at any time. You can make a one-time payment on your eBay seller account using PayPal, direct debit or credit card. The $100 refund hits your credit card, and when the statement closes, you’re $100 short of the required amount, so you don't get a bonus. If I paid for my purchase with PayPal and something goes wrong, should I file a PayPal Purchase Protection request or an eBay Money Back Guarantee request? refund by eBay seller. eBay doesn't want to see it happen because it can create problems with its balance sheets and with the PayPal payment system. (Giving your buyer a refund doesn't automatically result in a Final Value Fee credit.) It says not to accept until refund is received. You can check on your refund in your Purchase history - opens in new window or tab. $10.99. Sellers may use their credit cards only if they do not use the "refund payment" process, and instead use the "send money" option. # on card back. There are three ways to issue a refund on eBay: by responding to a buyer's request, cancelling the order on eBay, or cancelling it on PayPal. I have no intention of allowing Paypal to debit my account whenever it likes, and I heard you can't remove a confirmed bank account. This credit balance appears as a … Most of the time if you have an issue with a purchase, the seller will be able to solve it for you. Well your question needs to be more specific about what kind of refund you are talking about. 5,142 posts, read 10,570,704 times Reputation: 4234. No. You are not eligible for fee credits in any of the following situations: You refund the buyer outside of eBay (using PayPal to send money, for instance) Is that really so? eBay Motors enables sellers to offer deposits and buyers to make a deposit during an online transaction. ), and your credit card issuer’s policies. It damages both eBay's reputation and its relationship with credit card issuers. For that reason, we don't allow sellers to fund refunds using credit cards." You can make a one-time payment on your eBay seller account using PayPal, credit card or direct debit. For more help with refunds to your card or your new repayment plan, please see Afterpay's information about refunds - opens in new window or tab or get in touch with Afterpay - opens in new window or tab . What refund can I get when using my credit card under section 75? I have filed an eBay dispute and will dispute this with my credit card issuer tomorrow. If You Paid with a Credit Card Directly on Etsy: After your refund has been issued, it may take 3-5 business days to appear on your credit card statement. § Earn 5X points for the rest of the year after you spend $1,000 on eBay in a calendar year.. Until then, earn 3X points per $1 spent up to $1,000 on eBay in a calendar year.. You can update the credit or debit card information we have saved for your account at any time: Go to Personal Information - opens in new window or tab in My eBay. With no annual fee. Estimated delivery dates - opens in a new window or tab include seller's handling time, ... after delivery to exchange or send an item back for a full refund. One of the key advantages of choosing to pay for a product or service with a credit card is the financial protection it gives you if you need to request a refund, through something called Section 75 of the Consumer Credit Act. BTW, our poster is a minor--someone who cannot legally buy a prepaid card, nor is allowed on either eBay or Paypal. I traced this question and saw it needs 3 to 30 business days. Occasionally, refunds issued to non-US credit cards can take up to 30 days to appear. Time limit. This credit can be used towards future listing fees. call your credit card issuer and request a chargeback. The refund will back to the card. Your points add up every time you use your eBay Mastercard to make a purchase. eBay Motors - Deposits and Down Payments with PayPal. However, you should read the refund policy associated with your company’s credit card to make sure. I got an email about it from Ebay and I need to respond to the case. If you paid using a credit/debit card and your PayPal account balance, the amount paid by the credit/debit card is refunded to your card. If you bought an item in person, head into the store you bought it from and ask for a refund. Merchants outline the amount of time you have to legitimately request a refund, so check individual policies before making any transactions. This little-known scheme's taken on much more importance this year as the coronavirus crisis has led to a spate of travel cancellations, with many people asking if Section 75 could help. The seller has issued the refund and it is showing on Paypal but not on my credit card yet. Thanks Help, my eBay item could be lost (refund, credit card, paypal) User Name: Remember Me: Password ... Get insurance next time. Best Match Time: ending soonest Time: newly listed Price + Shipping: lowest first Price + Shipping: highest first Lowest Price Highest Price Distance: nearest first Gallery View Customize 4 results for paypal credit card I expect a refund ASAP.” Just be sure to make your payment at least 5 days before the due date. To me the advantage of using the card is that it adds a third level of protection : eBay/Paypal/cc chargeback. A credit card refund can only be issued to the card used for the original purchase. 11-07-2008, 02:39 PM katzenfreund : Location: wrong planet. Your secret financial superhero: Section 75 laws mean your credit card provider must protect purchases over £100 for free, meaning you could get your money back if there's a problem. This new holding of funds system is a nightmare. Now the buyer wants a refund. Hand Holding A Credit Card Men's Tee -Image by Shutterstock. If your prepaid credit card is from a major company, receiving a refund on it is the same process as a normal credit card. I got refunded by eBay seller, my PayPal shows refunding is complete, but money is not shown on my Credit Card. If you just used your PayPal balance, the refund usually goes through on … While Paypal now allows gift cards to be used, the problems this can cause are demonstrated here. Get help from eBay. And of course, if the balance is smaller than the payment needed, PP will go directly to the card. If a seller is eligible for a refund of final value fees, eBay will apply a credit to the seller’s account. I'm trying to despute an item but the seller is ignoring me. But if your refund is still Pending, it could take some time to come through, depending on how you originally paid. Receiving a Final Value Fee credit. If you paid with a credit card, it may take up to 30 days to process, depending on your card provider. 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